About

Welcome to Freedom in Progress – My Journey as a Young Investor

The year was 2020 (don’t worry I’m not going to mention the C word) and the markets were the lowest they have been since 2017. I didn’t particularly pay attention to the markets at the time; I just knew the economy was taking a hit. If I knew then what I know now I would have dumped every penny into the market. At that time every penny probably equaled around $3k-$5k dollars. I was 23 at the time and had a $40,000 salary so $3k-$5k saved up was the most I had in my life. It was around this time that a coworker was showing me his investments that he was making on the platform ‘Robinhood’. He was investing a lot into stocks that were taking the biggest hit such as hotels, airfare, travel agencies, etc. I always knew investing was important, but I didn’t dive into why it was important. I thought what my coworker was doing was a huge gamble and that he may never see that money again. However, it was very intriguing to watch his decision making. I thought about it for a while and remember asking him “You think I should start investing?” of course he followed with “Absolutely.” It was the default to contribute 10% to the company’s 401k plan which I was already doing but this was my first experience of my own personal investment decisions. I deposited $1,000 into my Robinhood account which started my journey as an investor.

My goal for this blog is to be 100% transparent. No AI slop, no “buy my course”, no BS expert talking over your head. Just me being honest about where I am financially so that readers can see what it’s like to start from the bottom. With that being said, I am nowhere near a professional so you should take my path to freedom with a grain of salt.

My investing style is aligned with the long-term in mind. I don’t believe in the short path to freedom. It takes time, consistency and a lot of boring, non-sexy habits. I stay away from anything that looks too good to be true and focus on the plan. I will show every decision I make with money and why I made them, sharing mistakes and successes along the way.

So stick around to see the Freedom in Progress blueprint!

-T. Charles @ Freedom in Progress

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T. Charles is a pseudonym rooted in family and long-term thinking.